YES Bank Personal Loan | Eligibility – Updated August 2018 Interest Rate

YES Bank Personal Loan

The YES bank customers who have recently applied online application for YES Bank Personal Loan are required to properly check the eligibility details and norms associated with it.  This is a reputed private sector bank which has headquartered in Mumbai with enormous number of employees and huge human capital.

YES bank provides the facility of personal loans for fulfilling various kinds of requirements such as holiday’s packages, home renovation and wedding expenses. The minimum formalities and documentation are required to apply for YES bank personal loan scheme.

Additionally, the updated YES Bank Personal Loan interest rates 2018 are mentioned here. YES bank personal loan online status can also be check on dialing YES bank personal loan contact no.

Why to apply for YES bank Personal Loan?

  • Personal Loan for Holiday 
  • Personal Loan for Wedding 
  • Personal Loan for Home Renovation Loan

YES Bank Personal Loan Contact Number – 1800 2000 (Toll Free), +91 22 6121 9000

Check Here – Yes Bank Customer Care

YES Bank Personal Loan Eligibility Criteria

It’s very important for the YES bank loan applicants to fulfill the eligibility requirements that are being discussed here. The age of the individual must not be less than 25 years and not be more than 58 years of age. The salary of individuals must be at least Rs 25,000/- with six years of working experience. Moreover, he/she must have stayed for at least two years at the current location.

YES Bank Personal Loan Interest Rates 2018

Customers of YES bank can get the good rate of interest on personal loan depending upon the assessment of loan amount, salary and loan tenure

Particulars Salaried Self-employed
Interest rate Minimum of 14% p.a. Minimum of 14% p.a.
Loan Amount
  • Minimum: Rs.2 lakh
  • Maximum: Rs.20 lakh
  • Minimum: Rs.2 lakh
  • Maximum: Rs.20 lakh
Loan Tenure
  • Minimum: 12 months
  • Maximum: 60 months
  • Minimum: 12 months
  • Maximum: 60 months
Lowest EMI Rs.4,654 p.m. (Calculated for the minimum loan amount for the longest tenure allowed at the lowest interest rate available) Rs.4,654 p.m. (Calculated for the minimum loan amount for the longest tenure allowed at the lowest interest rate available)
Prepayment Charges No charges. But prepayment allowed only after 12 months. Part prepayments allowed:

  • 20% for 12 – 24 months
  • 20% for 24 – 36 months
  • 25% for 36 – 48 months
  • 25% for 48 – 60 months
No charges. But prepayment allowed only after 12 months. Part prepayments allowed:

  • 20% for 12 – 24 months
  • 20% for 24 – 36 months
  • 25% for 36 – 48 months
  • 25% for 48 – 60 months
Foreclosure Charges Foreclosure is allowed only post repayment of 12 EMI’s

  • Within 12 to 24 months: 4%
  • Within 24 to 36 Months: 3%
  • Within 36 to 48 Months: 2%
  • After 48 Months: No charge
Foreclosure is allowed only post repayment of 12 EMI’s

  • Within 12 to 24 months: 4%
  • Within 24 to 36 Months: 3%
  • Within 36 to 48 Months: 2%
  • After 48 Months: No charge

 

Get Details – Yes Bank Credit Card Customer Care

 Documents required for applying YES bank personal bank application online

  • Identity proofs , age, address and Signature
  • Salary slips of the last 3 months and IT Returns for the last 2 years
  • Bank Statement of salary account for the last 6 months

Benefits of YES Bank Personal Loan

YES bank personal loan borrowers provided you so many advantages that will be very beneficial for the appliers.

  • Absolutely Free part payment facility
  • Fast track loan processing
  • Good customer service
  • Offers for existing account holders
  • Achieved 4.2/5.0 ranked by customers for its service quality on My Loan Care
  • It has around 1,491 branches in India
  • special schemes and discounts for employees of large companies

Check Now – The Right Way of Filling Online Complaint

This is all regarding YES bank personal loan details, stay updated with our website customer-carenumber.com for interesting facts like this.

Have A Look On Below Links

Bajaj Finserv Personal Loan Customer Care Axis Bank Personal Loan Customer Care
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