YES Bank Personal Loan | Eligibility –Interest Rate 2019, Status Tracking

YES Bank Personal Loan

Now you can easily meet your daily expenses and emergencies needs with YES Bank Personal Loan. Individuals can apply for personal loan in YES bank after fulfilling the required eligibility conditions.

YES bank is offering personal loan sat best interest ratesto salaried as well as self-employed individuals. Customers can also perform the YES bank personal loan application status tracking.

 There are multiple benefits of personal loan that are provided by YES bank. Go through the information given below about YES bank personal loan interest rate 2019,YES bank personal loan application status and much more!!

YES Bank Personal Loan

  • YES Bank toll free number: 1800 2000
  • YES bank personal loan contact number: +91 22 6121 9000

 

Check Here – Yes Bank Customer Care

 

YES Bank Personal Loan Interest Rate 2019

Services Personal Loan Interest Rate Of YES Bank For Salaried
Lowest Interest Rate 10.75%
Processing Fee Starting at 0.99%, Up to 2%
Loan Tenure 12 months to 60 months
Loan Amount Rs. 2 Lakh to Rs. 20 Lakh
Part Prepayment Charges Allowed after 12 EMI’s, Nil charges
Preclosure Charges Allowed after 12 EMI’s, Up to 4%

 

Services YES Bank Interest Rates For Self Employed
Lowest Interest Rate 12.49%
Processing Fee Starting from 1.5%, Up to 2%
Loan Tenure 12 months to 60 months
Loan Amount Rs. 5 Lakh to Rs. 50 Lakh
Part Prepayment Charges Allowed after 12 EMI’s, Nil charges
Preclosure Charges Allowed after 12 EMI’s, Up to 4%

 

Get Details – Yes Bank Credit Card Customer Care

 

YES Bank Personal Loan Eligibility Criteria

There are certain factors or criteria stipulated by banks which need to be satisfied before loan applications are approved. They are

Age Minimum 21 years
Maximum 65 years
Nationality Indian
Employment Type Salaried or Self-employed
Employment status Employed / In-business for at least 2 yrs. and at least 1 yr. with current employer/business
Minimum Income Rs.4000 – Rs.20000 per month (Varies according to area, which is higher in cities)
Maximum Loan Amount Rs.70 lakhs (Based on your repayment capability)
Tenure Minimum – 6 months
Maximum – 60 months
Credit Score Preferred 750

 

Press here >> YES Bank Personal Loan EMI Calculator

 

Features of a Personal Loan offered by YES BANK

For the tenure ranging from 12-20 months, YES bank offers the facility of personal loan form Rs 1 lakh to 40 lakh. People are free to choose the time period to repay the loan amount so as to minimize the pressure and stress on your monthly budget.

There are some exciting features of YES bank that will help you to apply for personal loan easily. YES bank personal loan application status can be easily checked at the bank official portal.

YES Bank Personal Loan features and benefits

High Flexibility In Repayment

  • YES bank helps the customers to select the tenure of personal loan as per their preference. In order to determine the repayment schedule, YES bank enablesclients to calculate the EMI to be paid across loan tenure.

Instant Disbursal Of Loan Funds

  • After the successful process of YES BANK personal loan, there will be quick disbursal of loan funds after the loan has been sanctioned.

Well-Paid Interest Rates

  • The best rates are being offered by YES bank that is staring form 10.75% for salaried and 12.49% for employed.

Simple And Easy Process For Personal Loan Online

  • There is very simple procedure that will help you to apply for personal loan with the help of YES bank online services. Some basic documents are required to apply for personal loan.

Speedy Approval Of Personal Loan

  • Once the documents have been finished, the bank will provide the approval decision within 5 days of date of receipt of personal loan application.

Facility of Doorstep banking

  • YES bank has offered the benefits of doorstep banking in which a bank service associate will visit to your place for formalities about application form and documentation.

Facility of Net Banking & Mobile Banking

  • Keeping in mind the benefits of customers, YES BANK provides the benefits of Net Banking and Mobile Banking services for ensuring smooth and efficient banking functions

 

Check Now – The Right Way of Filling Online Complaint

 

YES Bank Personal Loan Documents Required

  • Identity proofs , age, address and Signature
  • Salary slips of the last 3 months and IT Returns for the last 2 years
  • Bank Statement of salary account for the last 6 months

Benefits of YES Bank Personal Loan

  • YES bank personal loan borrowers provided you so many advantages that will be very beneficial for the appliers.
  • Absolutely Free part payment facility
  • Fast track loan processing
  • Good customer service
  • Offers for existing account holders
  • Achieved 4.2/5.0 ranked by customers for its service quality on My Loan Care
  • It has around 1,491 branches in India
  • special schemes and discounts for employees of large companies

 

Check Here – How to Write an Effective Complaint Email

 

YES Bank Personal Loan Apply Online

For Existing Customers:

The exiting customers of YES bank can apply online for YES bank loan at its official website or by visiting nearby branch of bank. They can easily check the YES bank personal loan status online. There will be greater chances in dispersion of funds quickly.

For New Customers:

The new clients of YES bank also need to apply at YES bank official website. The only difference being new customer is that more time will be taken for the loan approval procedure. The time can be more than a week for full verification process.

 

Press Here>> To Apply For Personal Loan In YES Bank

 

So, this is all about YES Bank Personal Loan details, to know more you can go to Official Website of bank. Stays tuned with us and share your comments to us in below comment section.

 

Have A Look On Below Links

Fullerton India Customer Care Number SBI Personal Loan Customer Care
Shriram Finance Customer Care Axis Bank Personal Loan Customer Care
ICICI Bank Personal Loan Customer Care Family Credit Contact Number

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