Indusind Bank Personal Loan | Eligibility – Interest Rates, Benefits – Helpline No

Indusind Bank Personal Loan

All those individuals who want to cover their expenses for education, medical treatment, wedding etc. can apply online for Indusind Bank Personal Loan. But yes, don’t forget to check the Indusind bank personal loan terms and conditions including eligibility, interest rates and benefits.

Well, personal loan is provided by most of the banking organization and non-banking financial corporation. Out of which, Indusind bank is one of them which is successfully stand in up to the expectations of their customers.

You are free to contact Indusind bank personal loan helpline no for knowing about the status of Indusind bank personal loan online application.  It might be possible that you don’t understand the appropriate process to apply for Indusind bank personal loan application. So, you can check the significant requirements to apply for the same.

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Indusind Bank Personal Loan Details

  • Indusind Bank Personal Loan Toll Free Number: 1860-500-5004
  • Indusind Bank Personal Loan Helpline No: 022-44066666

Indusind Bank Personal Loan Eligibility criteria

 

Eligibility for Salaried Employees

 

All the individuals comprising under salaried employees categories like Chartered Accountants, doctors, Government Sector employees, Undertakings and Central, State and Local bodies’ employees.

  • The minimum required age should be at least 21 years
  • The Maximum age is 60 years or retirement age
  • The income of the individual must be at least Rs.25000
  • He/she should have completed minimum 2 years in employment and minimum 1 year in the current working.
  • Individual must have done at least 1 year of stay at the present living residence.
Eligibility for Self-employed Professionals

 

The category of self-employed professionals comprise of Architects, Chartered Accountants, Company Secretaries, doctors holding MBBS degree, MBA consultants.

  • The age of individual must be minimum 25 years
  • At the time of loan maturity, the maximum age must be 65 years.
  • Minimum annual net income post tax should be Rs.4.8 lakh
  • Individual must have done four year of post-graduation as their qualification.

Check Here – IndusInd Bank Credit Card Customer Care

Indusind Bank Personal Loan Documents

Important documents to be submitted while applying for personal loans

  • Completed loan application
  • 3 Passport size photographs
  • Statement of Bank Account/ Pass Book for last six months
  • Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill)
  • Proof of identify (photo copies of Voters ID card/ Passport/ Driving license/ IT PAN card)
  • IT returns for the three years for self-employed professionals
  • Form 16/IT returns for the last two financial years for salaried employees

Indusind Bank Personal Loan Interest Rate

Indusind bank interest rates for personal loan Q1, 2018-19
Minimum 10.75%
Maximum 30.50%
Mean 15.84%

 

Personal Loan Annual Percentage Rate (APR)
Minimum 10.75%
Maximum 30.50%

 

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What Is The Applicable Rate Of Personal Loan?

Interest Rate 11.25% onwards
Personal loan Processing Fees Up to 2.50% of loan amount plus tax
Prepayment Charges
  • Salaried: 4% of the principal outstanding after repayment of 12 EMIs.
  • Self Employed:
    4% of the principal outstanding after repayment of 6 EMIs
Payment Dishonor Charges Rs 450/- plus tax
Personal loan Duplicate Statement Charge Rs 250/- plus taxes per event
Cheque / ECS / SI Swapping Charges Rs 500/- plus taxes per event
Duplicate No Dues Certificate Rs 250/- plus taxes per event
Duplicate Amortization Schedule Charge Rs 250/- plus taxes per event
Loan Re-Booking / Rescheduling Charges Rs 1000/- plus taxes per event
Loan Cancellation Charges Rs 1000/- plus taxes per event
Charges for Photocopy
of Agreement / Documents
Rs 250/- plus taxes per event
Penal Charge Rs 150/- plus taxes, Per EMI delay beyond 5 days
Legal Charges As per Actuals
Stamp Duty As per State Laws
CIBIL Report Rs. 50/- per instance per set + Taxes as applicable

 

Kind of Indusind Bank Personal Loan

  • Personal Loan for Education
  • Personal Loan for Medical Expenses
  • Personal Loan for Home Renovation
  • Personal Loan for Wedding
  • Personal Loan Balance Transfer

Indusind Bank Personal Loan details

Personal loan is known to be the unsecured loan that comes with so many benefits and can be used for various purposes. But the only thing you need to do is to check the eligibility requirements and rate of interests that are available on applying for Indusind bank personal loan statement online.

Indusind bank personal loan tracking is very convenient and easy for the loan appliers. Either you can call at Indusind bank personal loan customer care number or connected with the corporate associates to view latest information on personal loan application.

Check Also – How to Write a Complaint Email to a Company

So, this is all concerning Indusind Bank Personal Loan information such as eligibility, interest rates, documentation etc. Our team of customer-carenumber.com will let you updated with all the new staff.

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